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WOERKERS' COMPENSATION
OVERVIEW

By: Lawrence P. Postol, Esquire
© 1997 Lawrence P. Postol
"An outline of general workers' compensation procedures and issues. For beginners and experts alike ...."
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WOERKERS' COMPENSATION
OVERVIEW

WOERKERS' COMPENSATION
OVERVIEW

I. COVERAGE : Return to Top : Exit Article
 
A. No Fault Benefit For Injuries And Illnesses Which Arise Out Of And In The Course Of Employment
B. Medical Benefits Are Provided For The Work Injury Or Illness
C. Disability Compensation Equal To
 
(1) Two-Thirds Of The Loss Of Wages
or  
(2) A Scheduled Benefit, Equal To Two-Thirds Of The Workers' Wages For A Fixed Number Of Weeks, e.g., 288 Weeks For A Loss Of An Arm (57.6 Weeks For A 20% Impairment Rating To The Arm)
   
II. PRELIMINARY ISSUES : Return to Top : Exit Article
 
A. Jurisdiction
B. Causation: Arising Out Of And In Course Of Employment
C. Timeliness Of Claim
D. Average Weekly Wage
E. Causation/Etiology
 
1. Presumption (36-321)
  a. Rebutted If Contrary Evidence
2. Aggravation Rule
  a. Argue for Temporary Aggravation
3. Occupational Disease - Epidemiology
  a. Diagnosis / Last Employer Rule
4. Look for Car Accident/Family Dispute/Late Notice
5. Look At Health Benefit Forms and Bills
  a. Credit for S&A Payments
6. Interview Supervisor
7. Look for Intervening Cause
F. Medical Care
 
1. Recommend Doctor
2. Virginia: Offer Panel Of Three Doctors
   
III. EXTENT OF DISABILITY (MOST CASES) : Return to Top : Exit Article
 
A. Scheduled Disability
 
1. Use IME to Test Rating
2. Use IME Selected By DOES to Resolve Dispute
3. Agree to Be Bound By IME Selected By DOES to Avoid Attorney Fees
B. Nonscheduled Partial Disability
 
1. Provide Light Duty Job
2. Residual Wage Earning Capacity Based on Labor Market Survey
C. Maryland Uses Combination Of Medical Rating And Employability
D. Total Disability
 
1. Not Working (Or Working in Excruciating Pain or Sheltered Employment) and No Jobs Available Which the Claimant Can Perform
E. Death Benefits For Dependents
   
IV. SPECIAL FUND RELIEF (36-340) : Return to Top : Exit Article
 
A. Pre-Existing Permanent Disability
 
1. Cautious Employer Would Not Hire
2. Includes Chronic Condition
3. Even If Not Formally Diagnosed
B. Substantially Contributes To Disability Or Death, Or Hastens Same
C. Limits To 104 Weeks Of Permanent Disability Compensation
D. Possibly The First Injury Can't Be With Same Employer
E. Essentially Not Available In Virginia
   
V. OTHER ISSUES : Return to Top : Exit Article
 
A. Retaliation (36-342)
 
1. Animus (Because of Workers' Compensation Claim) - Can Be Inferred
2. Discriminatory Treatment
  a. Treat Claimant Worse Than Someone With Personal Injury
B. Medical Care
 
1. Free Choice of Doctor
2. Change Of Doctor. Only If Employer Or DOES Approved
3. Try To Doctor Steer - Make It Easy
4. Employers Right To IME
5. Interface: Only One Treating Doctor At A Time
C. Vocational Rehabilitation
 
1. Mandatory And $50 Per Week Payment
2. Employee Must Accept
D. Modification - Change of Conditions or Mistake of Fact (36-324)
 
1. Physical, Mental or Economic Change
2. Mistake of Fact; If In Interest of Justice
3. May Not Apply to Economic Layoff
4. Within 1 Year Of Order Or Last Payment (3 Years For Non-Schedule Partial)
E. Attorney Fees (36-330)
 
1. Limited To 20% Of Benefits Obtained
2. None Before Claim and Controvert or 30 days
3. None If Accept Deputy Commissioner Recommendation
F. Third Party Credit and Lien (36-335)
   
VI. PROCEDURE FOR MEDICAL EVALUATION & RETURN TO WORK : Return to Top : Exit Article
 
A. Doctor Sends In Work Restrictions
B. Foreman Circles On Job Description What Essential Job Duties Worker Can Not Perform
C. Send Circled Job Description To Doctor For Confirmation And Advise Doctor Of ADA Significant Risk Standard
D. Evaluate Reasonable Accommodations Which Are Not Undue Hardship Which Will Allow Worker To Perform Job Even With Work Restrictions.
E. Assure That Doctor's Opinion Is Defendable And That The Essential Job Functions Worker Can Not Perform Are Not De Minimus
F. Example: No Bending
 
1 . Mean:
  No excessive bending;
No bending with back; can bend with knees
Can bend once a day
Can bend to lift anything under 5 pounds
2. Reasonable Accommodation:
  Purchase lift or crane
Put Work on a workbench
Attendant perform lifting
Reassign lifting if not essential job function
Provide back support so can lift
   
VII. LIGHT DUTY PROGRAMS : Return to Top : Exit Article
 
A. They Cannot Per Se Be Limited To Workers' Compensation Cases. Must Be Available For All Disabled Employees, Regardless Of Whether Disability Is Due To A Work Injury Or A Personal Condition
B. Use Realistic Wages
C. Place A Once Year Maximum On Placement In The Program Or Terminate Health Benefit Coverage After Six Months
D. Conversely, You Cannot Have A Blanket Refusal Of Light Duty Since The Job Restructuring Accommodation Must Be Considered
   
XIII. SETTLEMENTS -- POTENTIAL FOR ABUSE : Return to Top : Exit Article
 
A. Judicial/Equitable Estoppel Of Argued Position
 
1. Not All Courts Follow, Especially For Settlements
2. May Only Apply To Current Conditions
B. Waiver
 
1. Can't Waiver Prospective Civil Rights
2. Doesn't Bind EEOC
C. Agreement To Give Up Job And Not Reapply
 
1. Unclear If Enforceable; Arguable Unconscionable And Against Public Policy
D. Recommendation
 
1. Stipulate Worker Permanently Cannot Perform Any Job With Employer, Even With Reasonable Accommodations
2. Claimant Agrees To Repay Settlement If Returns To Work With Employer
   

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Last updated on Monday Nov 01, 1999 at 10:55 PM Relax!